Posts Tagged ‘Mind’

What Is The Best Home Security System – Securing Peace Of Mind

Monday, August 30th, 2010

We live in a world of wonders, a world where someone who’s barely at the poverty line has marvels that dwarfed anything that earlier eras had. We also live, in the US, in one of the most crime free epochs and eras of human history, though you’d be hard pressed to know this from the way that news coverage is reported in this country (where if it’s sensational, it leads, and fits the demand for a 24 hour news cycle) or overseas (where if a crime hits and an American isn’t the victim or the alleged perpetrator, it doesn’t get reported at all.) The causes of the drop in criminal activity are hotly disputed, from pundits on both sides of the political fence. Whether the drop is because of improvements in home security, or “broken windows” laws, or mandates to put more police on the streets, the root cause of the drop in violent crimes in the US since the 1990s is open to a lot of interpretation.Even so, there are only a finite number of police officers in a given area, and as population density increases, so does the per capita crime rate; this explains why most home security and safety precautions are placed on homes in cities and in the urban areas. Even in the suburbs, home security systems tend to be less frequent, and they’re nearly unheard of out in the rural areas of the country.Deciding whether or not you need to find the best home security system is ultimately up to you. Some indicators to look at can be had readily. These include:1) Extensive “diverse” communities. While it’s not what most people think of when it comes to diversity and the ideals of it, the truth of the matter is that most home invasions are committed by young black men; most of their targets are other black families, or white households that are close enough to their neighborhoods to seem like a target.2) Insurance adjustment maps. Every insurance company that sells auto insurance must show you, upon request, their pricing by zip code and city block ordnance; where you park your car is one of the questions they ask to set your insurance rates. This can also tell you if a home security system is worth investing in; the offsets you get in insurance premiums may make up for it.3) Population density. Home related crimes fall off dramatically as the number of homes per square mile drops; if you’re looking for a safer home, and have a career where you can work from home, look seriously into moving out to the country. A lot of jobs can be handled by telecommuting these days, and you’ll get a lot more house for a lot less money â?? and generally have a better school district for your family â?? by relocating to the country.Whatever your reason for knowing What Is The Best Home Security System , look into all of your options. There are a lot of them, ranging from having a guard dog to a remotely monitored alarm system. Look seriously at how your community is structured, and get to know your local beat cops if you can. Know your neighbors, and get them to know you â?? these are the ultimate keys to building the kinds of strong communities that deter criminals.

Personal Finance Articles: How Changing Your Mind About Your Personal Finance Will Change the State of Your Wallet

Thursday, May 13th, 2010

Many personal finance articles have been written on the issue of money.  Can’t say I have been moved to action by many.  First I’d like to say it is ok that you feel down about the current situation about your personal finances.  I give you permission to feel your feeling for the next 24 hours and then pull yourself by your boot straps and let’s what we can do.  There exist many a definition, I want to share with you  my personal finance definition:Financial freedom is not an event, it is a skill.I bet right now with the current economic situation you are saying to yourself, “I just wish I could the lotto!”  Boy don’t we all and yet statistics and personal finance facts show that the majority of people who win the lottery, end up broke and worse off before their winnings! Imagine that.  You among the many seeking wealth, riches, fame few people realize that money isn’t the solution to their problems;  the way you think about money is the problem and the solution.  I can almost see you going oh yeah, give me the money and I’ll show you change in mindset! My favorite entrepreneur of all times, Henry Ford was once asked, “What if you lost everything you own?” He responded without missing a beat: “I’d have it all back and more within 5 years.”Being a master of your own personal finance is not about what is in the bank; it’s about the ability to acquire the skill that will show you how to produce new streams of income and wealth based on your knowledge and experience. So before we go any further on this issue let us tackle the real problem here that is impeding your personal finance for good!  Why you might ask?  Well without the mastery of these 5 steps, your desire for your goal for financial success and financial freedom is highly unlikely!  This is why big players in any industry have coaches, Oprah has a life coach, football players and basketball players have coaches and mentors.  Tiger woods after every bad game will go in for coaching and training.  Why?  Those who achieve great financial success do not go it alone.  They always have a team.  Those who achieve great poverty have the do it yourself mentality!Why is it important to plan personal finances?5 Steps That Will Guarantee You Become Master Your Personal Finances1. How do you think about money? Say you come up with an idea to do something. Do you think that will never work?  Are you afraid to follow through?  Are you scared of loosing money or do you see every dollar spent as an investment?2. How do you manage and invest your time?  The average man has at his disposal  6 discretionary hours.  This is time they can do whatever they want.  No work, no chores etc.  Many will watch T.V., attend pricey sports events, spend money on meals at a restaurant and movies, see where I am going with this? Do you do personal finance budgeting?3. How do you leverage the talents and life experiences you ALREADY POSSESS?Most people see their experiences as failures.  They only talk of how they tried to do something as failed.  Thomas Edison failed more than I care to count, and yet he persisted to light the whole world. Many of life’s failures are people who did not realize how close they were to success when they gave up. Thomas A. Edison4. Do you have a mentor and/or coach with a proven personal finance curriculum? This is the true measure of your desire for financial freedom.  This is where you literally put your money where your mouth is, can’t afford a mentor you say?  Well what was the last book you read? Gossip magazines do not count as literature sorry ?!5. What do you think is “risky,” and what do you think is “safe and secure”?  Most people never break into the realm of the 5% wealthy group who own 95% of  the worlds resources because they want to play it safe.  They want the money, the fame, the accolades but they feel they should not have to go through the process of creating this wealth.  No wonder the internet and other places are full of scams and get rich quick opportunities.  Remember this success does not  happen overnight, but one night success does happen.  Someone once said to me, it takes 3 years to be an overnight success!